We specialize in removing prescribed debt and assisting clients to exit debt review. Let us help you reclaim your credit profile and secure your future.
At Freedom Debt Solutions, we understand that financial distress can be overwhelming. Our mission is simple: to provide expert guidance that clears the path to a debt-free life.
Whether your debt has prescribed due to non-payment for over three years, or you are currently stuck in debt review but ready to move on, our team of specialists navigates the complex legal landscape on your behalf. We don't just manage debt; we eliminate it so you can breathe again.
Tailored legal solutions designed to protect your assets and restore your creditworthiness.
Did you know debt can become "prescribed" if not acknowledged or paid for over three years? If this applies to you, you may legally owe nothing. We identify these debts and ensure they are removed from your credit record immediately.
Feeling trapped in debt review? We assist eligible clients in proving they are financially surplus, allowing us to legally remove them from the debt review process and restore their ability to access credit.
Negative listings like defaults and judgments cloud your financial history. We dispute inaccuracies with credit bureaus to ensure your file reflects only valid, current information, improving your chances of loan approval.
I had three old debts haunting my credit score. The team at Freedom Debt Solutions proved they were prescribed. My score jumped 40 points in weeks!
Being in debt review felt like my life was on pause. They helped me exit the process legally and now I can finally buy a car for my family.
Professional, empathetic, and effective. They handled all the calls with the banks so I didn't have to. Highly recommended.
Under the Statute of Limitations Act, debt becomes "prescribed" and unenforceable if it is older than three years and the debtor hasn't acknowledged it or made a payment in that time. Once prescribed, the debt must be removed from your credit record.
If you have paid off most of your debt or your finances have improved, you may be eligible to apply for a "New Home Loan" or prove you are financially capable of managing without assistance. We handle the paperwork with the National Credit Regulator (NCR) to clear your name.
We offer various payment structures depending on the complexity of your case. During the initial consultation, we will outline exactly what is required and ensure there are no hidden fees.
Yes! Removing negative listings often improves your credit score significantly because your debt-to-income ratio looks much better. Banks are more likely to approve you once those old, invalid debts are gone.
Don't let debt define your tomorrow. Contact us today for a confidential assessment of your situation.
| Monday | 08:00 – 16:00 |
| Tuesday | 08:00 – 16:00 |
| Wednesday | 08:00 – 16:00 |
| Thursday | 08:00 – 16:00 |
| Friday | 08:00 – 16:00 |
| Saturday | Appointments Only |
| Sunday | Closed |